Services: Private Medical Insurance

Knowing that you will quickly receive treatment for any sickness can provide great peace of mind. Private Medical Insurance (PMI) provides just that. It was not long ago that your choice for these products was limited, and even today, many people refer to Private Medical Insurance as 'BUPA'. Bupa are one of the biggest and best know providers of PMI, but there are now far more companies offering this kind of cover.

Somewhat like car insurance, all PMI companies allow you to select different levels of cover. The level selected dictates what you are covered for, and how much treatment you will receive free of charge. You can often select cover for in and out-patient treatment, psychiatric and physiotherapy treatment, as well as additional features such as dental cover. There are other features such as discounted gym membership or being paid cash benefits if you need to stay in hospital.

With an increasing number of companies comes an increasing amount of choice of how your policy will work. For example, some companies run a points scheme whereby you gain points for behaving in a healthy manner. You can gain points for things such as going to the gym or having a cholesterol test. These points then entitle you to reclaim unspent premiums, almost like a no claims discount.

As with all insurance policies, what you select to cover will impact on the level of the premiums. With so many features from a wider and wider range of companies, ensuring you select the correct policy is important. Tisco's advisers can recommend the most appropriate policy for your needs. Please use the contact us feature if you have any questions, or call 0800 169 2827 if you have any questions or queries.