Services: Mortgage and remortgage advice

TISCO Financial Planning are fully independent financial advisers (IFAs) and mortgage brokers based in St Albans, Hertfordshire. Our independent status means we work for you, our clients and we are not tied to any financial institution or mortgage lender. Our advisers can therefore find the best mortgage or re-mortgage (remortgage) deal for you from the whole market place after taking account of your personal circumstances. 

We understand that buying your house is one of the biggest financial decisions of your life so instead of asking you to answer a host of impersonal questions, we prefer to discuss your needs and priorities with you before providing any advice and recommending a suitable mortgage product. This can be just a quick chat on the phone or if you prefer, a face to face meeting at our offices in St Albans or elsewhere if mutually convenient. This initial conversation is always free and without obligation so contact us now to see if we can help you buy that dream house or re-mortgage your existing home and save you money.  

Our experienced advisers do not believe you can find the right mortgage by ticking some boxes, looking at a few interest rates, and then making a decision based purely on the cheapest rate. This may well be right for some clients but often the cheapest rates are only available if you also meet a number of other criteria. For example there is no point in applying for a mortgage and completing application forms if the property is of non standard construction as many lenders will not loan money on this type of propertry.